In 1996, the Pennsylvania Insurance Department granted the GSPHO's request to become a limited license, non-risk bearing PPO. We do business as Lebanon Valley Health Net PPO. We are not an insurance company. This license enables our "network" to contract directly with local self-insured employers. We offer attractive discounts and competitive administrative costs for local self-insured employers seeking a direct contract for their health plan needs.

Employers choosing to self-insure and contract with a provider network gain many competitive advantages. The self-insured company can provide its employees with a very cost-effective health benefit plan for their employees. They are not limited by pre-packaged plan designs or the restrictions of physician/hospital choices that may be associated with other types of managed care plans.

We work with local employers, insurance brokers and third party administrators to help design and implement a benefit plan to meet the needs of the business community. Employers want cost effective plans with a good level of benefits for its employees. Consumers want good choices for doctors, hospitals and other health-related services. Our network delivers them - on a local or regional basis.